Hello friends. Recently I asked the question, what are your dreams for 2020. Not surprisingly, I got varying responses. But I believe we should all set ourselves goals and ambitions for this new year, as people there is nothing wrong with daring to dream. As Franklin D. Roosevelt once said; Go for the moon. If you don't get it you will be heading for a star. Happiness lies not in mere possession of money, it lies in the joy of achievement, and in the thrill of creative effort. I hope 2020 is a year of really going for it and enjoying the effort as we go along.

Arthur